Get the Right Financing for Your Small Business

Small business owners work hard to get ahead, and 18 Sierra Financial is proud to support those efforts. As a veteran-owned and operated firm, we know how important it is to secure sufficient financing, which is why we offer SBA loan programs to cover needs ranging from working capital to equipment, commercial real estate, and more.

Our Clients

We provide funding for numerous commercial property types. Qualifying properties include:

  • Single-purpose buildings
  • Nonconforming properties
  • Child care facilities
  • Car washes and gas stations
  • Hotels and motels
  • Veterinary clinics
  • Auto dealerships and repair shops

What We Offer

We give prospective clients choices when they select an SBA loan. Our product portfolio includes the following options.

Working Capital Loans

Borrow up to $5 million to pay for anything your business needs to move ahead. These fully amortized loans offer up to 90% loan-to-value (LTV) with competitive interest rates and flexible terms. Our 7a and 504 loan customers can choose between fixed and variable rates. Approved applicants have up to 25 years to repay with no prepayment penalties.

Equipment Financing

Equipment purchases are vital to the success of any small business. That is why 18 Sierra Financial offers equipment financing with affordable monthly payments. The tools we finance include, but are not limited to:

  • Manufacturing equipment
  • Medical and diagnostic equipment
  • Heavy machinery
  • Laundry and dry cleaning equipment
  • Machine tools
  • Trucking equipment
  • Printing and binding machinery

Existing Business Acquisition Loans

We offer up to 80% financing to help clients acquire existing businesses. Applicants need records of effective management practices and adequate cash flow to qualify. These amortized loans carry 15-year repayment terms with no ballooning and no prepayment penalties. Our simple pre-qualification process takes less than 48 hours.

Contact Us

Call 18 Sierra Financial today to learn more about our small business loan program. One of our highly qualified associates will analyze your business’s finances and help you with the free, no-obligation application.